It’s simple to get cash on the go thanks to check cashing apps like Ingo Money. But there are other check cashing apps that don’t use Ingo for mobile deposits.


Ingo is an app-based money transfer company that has been in business since 2010 and is known for their high-speed, low-cost international money transfers. They have over 10 million customers across the globe and have been able to grow rapidly because they offer better service at lower prices than other similar companies.

So why would you choose InGo over other similar apps? Because they offer superior customer service and security features that are unmatched by other similar companies. They have 24/7 customer support available through phone calls and email messages, allowing you to get in touch with them 24 hours a day if you need assistance with your account or have any other questions about your transactions with them, just like other check cashing apps that don’t use Ingo.

They also offer several security features like two-factor authentication (2FA), which allows you to access your accounts using only two different authentication methods, making it much harder for hackers or criminals to gain access into your accounts if they do manage to get into them somehow.

There are several check cashing apps that don’t use Ingo, however, Ingo Money is by far the most popular. In fact, it’s estimated that there are over 12.5 million people in the United States who have used Ingo Money to cash checks recently. It’s easy to see why it’s so popular, you don’t have to go anywhere or deal with a long list of confusing steps in order to deposit a check and get your money!

Top Check Cashing Apps That Don’t Use Ingo for Mobile Deposits

If you’re struggling with Ingo Money, there are plenty of other check cashing apps that don’t use Ingo out there. The good news is that there are many options available today for people who want to escape Ingo Money’s control or are having trouble getting their money. Here are just a few of the check cashing apps that don’t use Ingo:

1. Lodefast Check Cashing App

Lodefast is a free check cashing app for mobile devices; it does not use Ingo for mobile deposits. Without ever leaving your house, you can easily sign up for the Lodefast check cashing app and cash your checks!

Take a photo of the front and back of the personal check before depositing it. Give us some background information about you. Then use a safe electronic transfer to deposit your check. Using the payment methods you choose, the app will cash your check. Your choice of payment is made during registration, and they immediately issue a receipt as proof.

Using the Lodefast Check Cashing App has some advantages, including:

  • Cash a check right from your phone and deposit the funds into your bank account.
  • Payroll and government checks can be cashed easily.
  • Fees for instant online check cashing range from 3% to 5% for quick access to money. Free if you cash checks using the 10-day ACH option.

2. The Check Cashing Store App

Another mobile check-cashing option is the check-cashing store app. The app is incredibly practical and simple to use.

The quickest method to deposit money into your bank account is through this mobile check cashing business. Additionally, you have the option of using an ATM or paying your expenses.

The Check Cashing Store App is fantastic since it allows you to deposit checks straight into certain credit card accounts, your bank account, or a prepaid debit card.

3. Activehours App

Before cashing your check, you can obtain cash via the Activehours App. One of the few applications that will permit a cash advance based on a screenshot of your timesheet for a specific pay period is this one.

This service is also free and relies on users “tipping” the app. If you have the timesheet to back it up, this is an excellent alternative to getting a free cash advance when you can’t pay your payments.

Among the Activehours App’s other benefits are:

  • Zero fees Instead, it is up to the customer to determine whether to “tip” in any amount for a job well done. The service is provided without charge and any payment is voluntary.
  • For this service, there are no additional costs such as interest or administrative fees.

4. Venmo

The convenience of using Venmo to cash a check is what makes it so appealing. It is a check-cashing application that does not utilize Ingo for mobile deposits. With this software, you can complete all transactions directly on your smartphone, saving you the time and effort of going to the bank or your neighborhood ATM.

Additionally, many functions are accessible even to those without an account, making banking for those who don’t use conventional financial systems easier than ever before.

Additional features of a Venmo account include:

  • Venmo Debit Card.
  • Share On The Venmo Mobile App With Friends & Family.
  • Online Check Cashing.
  • No minimum balances on accounts are required.
  • Pay & Receive Payments; Send Money.
  • Use the Venmo Debit Mastercard to pay in the Venmo app and online.
  • Buy locally.
  • Instant Payment On The Go.
  • Option for Instant Money Transfer with Variable Fees.
  • Control Your Venmo Funds.

5. GTE Financial Deposit2Go

You may make real-time deposits anywhere with this check cashing service’s mobile banking app. Additional deposit alternatives are provided via the use of a desktop scanner to scan your cheque. To do this, however, you need a GTE Online Banking account.

The following are some additional advantages of Deposit2GO:

  • ZERO COST for GTE Members.
  • A daily deposit cap of $10,000 is available.
  • For 18 months, copies of deposited checks are available.

Check out GTE Financial, which is NCUA-insured, for extra advantages.

6. GADA Secure Pay

Another check cashing business that doesn’t use Ingo for mobile deposits is GADA Secure Pay. GADA enables you to write and send checks to businesses and vendors for payment in addition to mobile deposits, all from your mobile smartphone. Sending checks only requires a linked, active checking account.

Other GADA Pay features include:

  • App warns you when your account balance is low
  • Utilize your synced devices to monitor your spending patterns.

7. Your Bank’s App

There’s a good chance that the bank app you use offers a linked bank account to a mobile app. Most banks do not accept mobile deposits using Ingo. Actually, one of the greatest options for mobile deposits is probably your own bank.

You can use their own mobile app to receive a free check cashing service as an account holder. Most banks offer their clients access to a reliable cash checking app. Additionally, banks often charge lower fees than check cashing businesses that have mobile apps.

The majority of banks provide fee-free check cashing services as well as network access to ATMs. With minimum account balances, the majority of bank fees and overdraft fees can be avoided. Additionally, cashing a check written in another person’s name at a bank is far simpler than using a check cashing service.

Other advantages for those with bank accounts include:

  • Offers for Visa debit cards.
  • Prepaid Mastercard debit card options for direct deposit.
  • Quickly cash government checks.
  • Offers for prepaid credit cards are available.
  • Teenagers have options for prepaid cards for purchasing.
  • Usually, you can connect your PayPal account to your bank account.
  • There are customer service representatives on hand to help.

Numerous banks, such as First Century Bank, Chase, and others, provide check cashing services similar to those offered by apps with less hassle. They also don’t use Ingo Money for mobile deposits. You can see the direct deposit times for popular banks here.

The takeaway from Check Cashing Apps that Don’t Use Ingo

At the end of the day, it’s all about convenience. No matter what your financial situation is, you should be able to get the money you need on-the-go. And that means that you need an app with an easy-to-use interface and a mobile deposit feature.

Ingo is a great app for mobile deposits. It’s easy to use and has tons of features that make it convenient for checking accounts, pre-paid cards, and other forms of payment. But if you’re looking for check cashing apps that don’t use Ingo, utilize our list to find the one that works best for you. Thank you for reading.

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